Monthly Archives: December 2016
This New Year, thank the ancient Babylonians. The idea of observing a special day as the New Year was theirs, as many as 4,000 years ago, and it is considered the oldest of all holidays. Observing the New Year on January 1 is somewhat arbitrary, but the Roman senate first declared this date as the New Year in 153 BC.
The Babylonians were also the first to come up with the idea of New Year’s resolutions. These days, cultures throughout the world have their own New Year’s traditions (and observance dates). While watching the 1,200-pound Waterford Crystal ball drop in New York City is a common tradition in the U.S., the Spanish eat 12 grapes at midnight to encourage 12 happy months in the coming year.
In Britain, when the clock strikes midnight, everyone sings the Scottish song ‘Auld Lang Syne,” which means ‘times gone by’ and was written by Robert Burns in the 1700s. In Italy, people wear red underwear on New Year’s Day to bring good luck.
In Colombia, Cuba and Puerto Rico, families may stuff a large doll, called Mr. Old Year, with memories and clothes from the past year. At midnight, they light him on fire to burn away the bad memories. (May we suggest checking local regulations before you burn an effigy in your yard?)
The Japanese hold Bonenkai or “forget-the-year parties” throughout December to bid farewell to the problems and concerns of the past year and prepare for a new beginning.
Some parts of the Middle East and Asia celebrate Nowruz (or New Day), albeit in spring. Celebrations often include bonfires and egg dying.
If you find yourself celebrating the New Year by using noisemakers and setting off fireworks (again, check the regulations, folks) to celebrate the New Year, you have that in common with people in ancient times, who believed that loud noises would scare off evil spirits and bring good luck.
No matter how you celebrate the New Year, all of us at Grandpoint Bank wish you peace, prosperity and happiness for 2017.
Concept 7 is one of the wonderful philanthropic organizations Grandpoint Bank supports in the communities we serve. Through 40 years of exceptional services, shaped in response to the needs of abused and neglected youth and to the best practices of care, Concept 7, a fostering and adoption agency in Los Angeles, provides a continuum of family-centered treatment and support-related programs. Concept 7 offers services to over 1,500 youth and families annually.
Concept 7 was founded on the idea that effective programs to heal must include the seven concepts of rescue, recognition, relationship, responsibility, respect, resolution and renewal.
To celebrate the holidays, Grandpoint Bank’s Orange office has teamed up with Concept 7 again this year to purchase gifts for foster children. During the first few weeks of December, the Grandpoint team fulfills holiday wishes of many Concept 7 foster children, who range in age from infants to teens.
We invite our clients, friends and neighbors who would like to donate gifts to contact Concept 7 to design a giving program that fits your interests.
The Concept 7 staff can provide you with a detailed account of several gift ideas for each child in need, accompanied by their favorite stores and colors, as well as their clothing and shoe sizes so that donors can select the perfect gift to light up their holiday.
And if you can’t give now, Concept 7 and the children and families it serves are in need of gifts and support throughout the year. This includes a need for volunteers. Volunteers provide supportive services to augment the Foster Care and Clinical Services programs. Opportunities include tutoring, transportation, clerical support, mentoring, child care providers and social worker assistant.
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You can now use your Grandpoint Bank credit and debit cards on your compatible Apple® devices to pay at many of your favorite stores and apps. Apple Pay® is an easy, secure and more private way to pay.
EMV chip cards are making it more difficult for criminals to steal or clone credit card information, but there are still vulnerabilities, and when purchases are made online, chip card security features don’t work. Plus, if you’ve used your chip card recently, you’ve probably noticed that it takes much longer to authenticate a purchase than the old swipe cards. Apple Pay brings both convenience and an additional layer of security that even the EMV chip cards can’t provide.
First, paying with Apple Pay is as easy as holding your Apple Pay compatible device in front of the payment terminal and placing your thumb on the device’s Touch ID. Authentication occurs within seconds (and you don’t even have to take your wallet out!). After completing a payment, your phone will vibrate and a confirmation will appear in your Wallet app.
Second, with Apple Pay, instead of using your actual credit and debit card account numbers when you add your card to Apple Pay, a unique Device Account Number is assigned, encrypted and securely stored. Each time you make a transaction with Apple Play, a one-time unique code is generated, adding another layer of protection.
Your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment. In addition, paying with Apple Pay is private, as the cashier never sees your name, card numbers or security code.
While Apple Pay is not available everywhere, the list of apps as well as retailers that accept Apple Pay is growing constantly. Simply look for these symbols when you check-out:
Apple Pay will work on:
- iPhone® 6, iPhone 6S, iPhone 6 Plus, iPhone 6S Plus or later model
- Apple Watch®
- In-app, Apple Pay can be used with your iPhone 6, iPhone 6S, iPhone 6 Plus, iPhone 6S Plus, iPad Air™ 2, iPad Pro, iPad mini 3, and iPad mini™ 4
To add your Grandpoint Bank credit or debit card, simply open the Wallet app and click the “+” button in the upper right hand corner.
There is no cost for Apple Pay from Grandpoint Bank. Based upon your device’s data plan, additional message and data charges could apply.
To learn more about Apple Pay, visit the Apple Pay page on our website.